Reduce chargebacks with eSMS

Reduce chargebacks with eSMS

Richard Raw

In eSMS
11 May 2021

As a business owner there are many things you need to consider from product selection, marketing, pricing and all the way along the customer experience.  Obviously, a primary concern for any business is revenue production and ultimately, protection.

No matter what you sell, or how you sell it, there is always a chance the customer is going to be unhappy.  Whether there is a problem with the item itself, or they have simply changed their mind, customers are entitled to request a refund.  In face-to-face situations, this is usually achieved by the customer returning to the store with their item and associated receipt.  This gives you, as the vendor, the opportunity to either simply replace the item or refund the funds in question.  Importantly, it also gives you the chance to have the item in question returned to you – potentially for resale, depending on the reasons for the refund.

However, when it comes to selling online, this is not always the case.

What are chargebacks?

When a consumer purchases something online, they are going on faith that the item is precisely as shown or described.  Sometimes items are not correctly displayed, equally, there are times when customers do not pay close attention to the associated descriptions.  There may be situations when the items are perfectly suitable; however, they have become damaged in the delivery phase, or a customer has merely changed their mind about their purchase.

In some situations, a customer will contact you directly, and arrange to have the item returned and the associated monies refunded.  However, there are some situations in which a customer may initiate a chargeback scenario, which ultimately leaves you, as the vendor, somewhat powerless.

A chargeback is something that can be initiated if a card payment has been made, and is a powerful consumer protection offered by banks.  Although customers are obligated to initially contact the business first to discuss refunds and returns, this does not always happen.  As a result, it is possible that you, as a vendor, may not be aware there is any form of dispute on the account until the bank requests the funds back from you.

Generally speaking, these chargebacks are rare; however, in cases of fraud or stolen cards that have been used to purchase goods, the business is the one who suffers at the end.  The thief obtains their goods, the card holder receives a refund, and the business is out of pocket through the loss of the fraudulently purchased item.

With eSMS payments the risk of this occurring is significantly reduced and the onus is placed back on the customer.  During this type of transaction it is the customer’s responsibility to enter their own personal information (e.g. address), thus ensuring, from the merchant’s perspective that the customer is the genuine card holder.

As a business, you will not at any point have access to their financial information, which means there is no opportunity for your systems to be hacked, and your customer’s details to be used fraudulently by a third party.

These things make eSMS far more secure from a consumer’s perspective, and equally reduce the risks of financially costly chargebacks to you, the business. To find out more about reducing chargebacks, or using eSMS as a payment option, contact ePay247 today.


How ePay247 can provide a safe payment gateway for the rapid rise of the new eSport industry’

How ePay247 can provide a safe payment gateway for the rapid rise of the new eSport industry’

Richard Raw

11 May 2021

In recent years, esports has become an increasingly popular phenomenon, with professionally organised tournaments selling out to massive crowds and filling huge stadiums.  Whilst the pandemic may have put a stop to in-person viewing, as far as these competitions are concerned, the very nature of these games ensures that people can continue to watch at home.  As a result, this is certainly one industry that doesn’t seem to be showing any sign of slowing down.

The reality is that esports (the professional playing of organised video game competitions) is only going to go from strength to strength, which means more money is going to continue to be invested in this industry.  It doesn’t matter whether funds are being paid for memberships, entrance fees, advertising or ultimately to reward winners with prize money – they key aspect any organiser is going to have to consider is how to securely, safely and quickly transfer money to the intended recipient.

This is where ePay247 can help.  As the global leading specialist payment gateway provider for online businesses (including esports), we can provide you with the right payment gateway you are looking for, with the competitive fees you need.

Payment Gateways

If you are looking to take debit or credit card payments via your website, then our eGateway will be the solution for you.  Working seamlessly with your current platform, and with technical support in the background should you need it, we can have you up and running in no time at all.

Our service will allow you to accept most cards whilst being able to access industry-leading security and utilising our fraud screening tools to minimise payment issues.  We also offer the option for your customers to pay via link, telephone and MOTO or even set up recurring payments instead of relying on Direct Debits.

eCrypto

Whilst many gaming sites will offer traditional card payment facilities, it is also worth considering whether you want to provide your customers with cryptocurrency options, too.

There are a lot of benefits to potentially using this form of payment, including the removal of fraudulent payment claims and mitigating against expensive chargebacks. Equally, when it comes to larger transactions the fees remain low, meaning there is the opportunity for significant savings to be made.

At ePay247 we can transfer your customer’s chosen cryptocurrency (for example Bitcoin or Litecoin) into your chosen currency, and arrange for this to be transferred in to your account within 24 hours.  This kind of turnaround is almost unheard of in traditional payment processing scenarios, especially when international transactions are taking place.

Thanks to blockchain technology, all payments are securely encrypted ensuring you and your customers can have complete faith in the security of their personal information, and the transaction itself.

eBank2Bank

Alternatively, you might want to consider allowing customers to make payments directly from their bank to your bank in Account-to-Account processing.

This is another quick alternative to the processing of debit or credit cards, and again comes with a minimal fee per transaction in comparison.  As there are no card payments involved, businesses are also saved the potential of experiencing chargebacks from customers.

Find out more about our payment gateways and the ways we can help keep your business secure whilst saving money by contacting us today.


eSMS: How can my customers make payments faster, more convenient and simpler?

eSMS: How can my customers make payments faster, more convenient and simpler?

Richard Raw

In eSMS
11 May 2021

Thanks to advances in technology we all have high expectations when it comes to our day to day transactions.  When we log on to a website we expect it to be easy to navigate, with clear options, and a seamless check-out experience.  When we’re out and about, we take it for granted that we’re going to be able to pay for things digitally; whether that be using our debit or credit cards, or paying via an app.

Customers do not want to be inconvenienced when processing and authenticating their payments.  This means businesses must do all they can to ensure this part of the transaction is hassle-free, and they will reap the benefits with customer loyalty and retention in the long run.

The Problem with Card Payments

There’s no doubt the pandemic has changed the way many of us do business.  With restaurants and other non-essential shops having to close their doors to customers, the need to move to a more eCommerce approach has been vital for business survival. However, that brings with it a multitude of worries when it comes to completing transactions and ensuring you are compliant at every step of the way.

When taking payments over the phone, how can you be sure fraud is not being committed?  Whilst you can ask all the appropriate questions, there is always the risk that once the transaction is completed your customer will request a refund via a chargeback through their card issuer.  Not only is this inconvenient from your business’ perspective, but it can be exceptionally costly too, with charges ranging from £10-£50 per transaction.

An alternative approach is to utilise the power of eSMS payments.

How eSMS payments work

One of the biggest advantages of eSMS payments, as far as merchants are concerned, is that the onus moves from them, to the customer in relation to payment fraud.

If you are taking an order over the phone, you simply take the customers’ mobile number and send them a dedicated link.  When they click this link, they will be asked to enter their card details to complete the transaction.  By entering the details themselves, instead of simply providing them over the phone, responsibility passes to the card holder.

This approach can be ideal for businesses that operate a delivery/collection or hire service, for example, Take Aways,  window cleaners, skip hire companies or those providing services such as tradespeople, window cleaners and florists.  The ability to send a link to a customer, whilst they are still on the phone, ensures not only ease but also a quick, secure and convenient payment method.

With ePay247 we minimise processing delays which means you will be in receipt of your money quicker.  With our highly competitive rates, expert service and tailored solutions we can find the perfect payment option for your business, to suit the needs of both yourself and your customers.

To find out more about how ePay247 can help you find the right payment solutions for your business, get in touch now.


Benefit of taking your casino online and how ePay47 can provide a safe payment gateway

Benefit of taking your casino online and how ePay47 can provide a safe payment gateway

Richard Raw

11 May 2021

If you run an online casino, you already know your industry has seen a significant increase in players over the last few months.  With the pandemic closing traditional bricks and mortar casinos, many patrons have been looking for a new way to enjoy their hobby.

There are many benefits when it comes to taking casino games online, from the ease of access (all players need is a phone, tablet or laptop and a good internet connection) to the huge variety of gaming options available.  As we embrace the “new normal,” and look to what the future may hold, it’s hard to imagine this online industry decreasing in popularity, regardless of what face to face options may become available.

As an online casino proprietor, you are the expert in your industry.  You know what appeals to players and how to provide them with a fantastic customer experience to ensure they come back time and time again.  Here at ePay247, we are experts and global leaders when it comes to providing specialist gateway solutions to casinos and other online businesses, so you can rely on us to find the right payment solution for you.

Traditional Service with a Modern Approach

As a business owner you want the best service when it comes to your transactions.  However, many traditional banks and financial institutions regard online casinos as a high risk venture, making them unappealing. As a result, it can be hard to access standard payment gateway solutions via your usual lender. Even when you do get approval, technical support can be removed overnight due to a change in policy, leaving you and your customers with no options to complete transactions.

Here at ePay247 we know online casinos and gaming are high-risk; however, we specialise in high-risk markets and can provide not only the very best when it comes to service, but also ensure you have a consistent provision from us that you can rely on.

Tailored Options

We know that one size doesn’t fit all when it comes to businesses; what works for the local High Street bakery is not necessarily going to work for an online casino.  That’s precisely why we take the time to understand your business and your needs.  What are your pressure points, and what things can we make easier?

Whilst traditional payment gateways which allow customers to complete their transactions via credit and debit card remain popular, they can be associated with costly chargeback fees, which puts a financial strain on your business.  To help remove the risk of these, you could consider alternative payment options:

  • eToken – this option is ideal for higher-risk merchants with instant notification of payment success or failure. Transactions can be processed globally, with high encryption and quicker processing times.
  • eBank2Bank – customers can make a bank transfer directly to your merchant account. When selecting this option, they will be taken directly to their Bank’s log in page, and your merchant account information is automatically pulled through, thus eliminating incorrect bank details and faulty payments.
  • eCrypto – as cryptocurrencies become increasingly popular, it makes sense to offer customers the option to pay via Bitcoin etc, where money can be transferred directly from their Crypto Wallet, to yours.

Convenient For You

As a business, you want to make your payment system as streamlined as possible, not only for your customers, but from your financial admin perspective too.  Meeting compliance requirements can be a major headache for all businesses, which is why ePay247 offer solutions which reduce the burden on you.  With encryption and data handling options that ensure player card details are never stored by you, risks of a data breach are removed.

We also understand the need for a quick, efficient and reliable service when it comes to finance, which is why we offer global coverage, competitive rates, reduced delays in accessing your funds and payment solutions that significantly reduce chargebacks.

Streamlining your payment processing systems is an essential investment in your business. Speak to our specialist team today to find out what payment solution best suits all your business needs and to receive a bespoke quote.


The rise of CBD stores and increasing use of cannabis seeds. How ePay247 can provide a safe payment gateway.

The rise of CBD stores and increasing use of cannabis seeds. How ePay247 can provide a safe payment gateway.

Richard Raw

30 April 2021

Over recent years it appears the general population have been taking a far more proactive interest in their own health and wellbeing.  Gone are the days when people would only seek assistance from their GP when they were already in serious pain or concerned about a health matter.

Arguably, this may be due in large part to the ease of access to information regarding healthcare matters.  Whilst no one would claim to be an expert, a relatively quick search on the internet can provide us all with a wealth of information – some perhaps more valid than others – which can inform us to make better decisions.  This means that we can make decisions for ourselves, and source alternative options far easier than in previous generations.

Equally, there are now far more options available when it comes to obtaining homoeopathic and alternative remedies.  Not that long ago it would seem the only choice a health-conscious consumer had was to visit the local herbal store, which would usually have a limited stock list with a hefty price tag.  With the rise of eCommerce, this has changed – with multiple safe options available at the click of a button.

Managing Your Reputation

If you run a business that sells CBD products, whether that be oil, capsules, edibles or drinks, you will already know there is a long-held stigma associated with these products.  Many individuals wrongly assume that anything associated with cannabis or hemp must automatically be illegal, and therefore have concerns about the legitimacy of anywhere that sells these products.

Of course, once consumers have done the necessary research, and are aware of what they are allowed to purchase, and what the regulated requirements are, they need to be confident the supplier they are buying from is registered, authentic and can be trusted to supply not only a superior product but also to keep their details safe and secure.  This is where the image you portray when they click on your eCommerce store is vitally important.

These days it’s not difficult to create a relatively impressive website in a short amount of time – you can be up and running within hours. However, there is so much more to managing your reputation than a smooth running store with some quality images.

Providing your consumers with a seamless checkout process and secure payments is undoubtedly one of the key areas you can win their confidence, which is why paying close attention to the payment gateway you choose to use is so vital.

Benefits of using ePay247

Here at ePay247 we understand that finding a suitable payment gateway provider is essential for every business; however, this is especially so for those specialising in the CBD industry.  Other payment processors have a track record of refusing to provide their services to CBD-based sites, regarding them as being a far too “risky” venture.  There have also been publicised cases where providers have cut ties with a merchant, with no warning, leaving them suddenly without means of accepting customer payments.

It’s in cases like these that you need a global, reputable and highly competitive payment gateway provider that ‘gets it’ when it comes to CBD, who understands your needs as a CBD store owner and who can provide you with the all-important, competitive rates and chargeback mitigation that your CBD business needs.

So, when it comes to CBD – ePay247 has you covered, our rates are always competitive (more often far cheaper than your current payment provider), and we provide a number of payment gateways that are perfectly suited to CBD websites like yours.

If you’re looking hard to mitigate from chargebacks then you need to speak to us about our add weblink here eBank2Bank and add weblink here eCrypto payment gateways, right now because these CBD ready payment gateways provide the vital chargeback risk mitigation that you need.

In addition to these CBD ready gateways, we also offer other leading payment gateways, such as eGateway, eToken and eSMS – but often CBD stores tend to prefer our eBank2Bank and eCrypto solutions as they (like all our payment gateways) come with competitive rates and mitigate chargebacks too.


Are all online payment gateway charges so expensive?

Are all online payment gateway charges so expensive?

Richard Raw

30 April 2021

When we talk about payment gateways, what we’re really talking about is a piece of software that’s used to process online payments.  They’re an essential part of the process – without a payment gateway, no online transaction, whether it be a payment for a service or a product, can take place.

When a customer completes their transaction, the payment gateway passes that information to the card processor in a secure encrypted form.  They will then ascertain that the payment is valid and confirm the sale, providing that information back to the card terminal or eCommerce store for confirmation.  All of this happens in seconds, making sure that the transaction process works seamlessly and efficiently.

Given a payment gateway is an essential part of the process for taking, and ultimately receiving, payments from your customers, businesses can often feel frustrated by the associated costs.  On the surface, it seems that there are no options but to spend a significant portion of your income on ensuring you have this feature available.

The good news though is that not all payment gateways are expensive to set up, run or maintain. Here are our top things to consider when choosing a payment gateway provider.

#1 – The Cost

As we’ve mentioned, the cost is undoubtedly going to be one of the main factors when it comes to deciding on your provider.  It is essential, as a business, that the provider you choose has a solution that works well with your business model to ensure that you do not get left with large, unexpected charges.

Many providers have a set-up fee, followed by a standard monthly charge, with individual transaction fees too.  There can also be additional charges for online support and assistance with integrations.

 

Here at ePay247, we have a number of payment options available for our customers.  We work with you to understand your business needs, for example, how many transactions you are likely to process each month, and the value of individual transactions, to ensure you are on the best rate possible for your circumstances.  Talking to you and understanding how your business works is an essential part of making sure you get the right service that fits with how you work.  This is one of the biggest benefits of working directly with us as well as the reduction in chargebacks which will ultimately reduce financial risk to your business.

#2 – Types of cards for payments

Whilst it’s important to ensure you can afford your payment processing service, it is not worth scrimping on cost if your provider ultimately does not cater to your customers’ needs.  You will need to make sure that you can offer customers a wide variety of payment options; for example, ePay247 can process both MOTO and telephone payments, payments by link, as well as accepting most cards and allowing the set-up of recurring payments whilst offering global coverage.

#3 – Ease of integration

It is also essential that you find out how easy it is to integrate your chosen payment gateway with your current eCommerce store.  You need an eGateway solution that can work seamlessly with your platform, which will allow your business to grow and develop, rather than holding you back.

Here at ePay247 we know finding the right payment processor for your business can be hard work; however, as the global leading specialist payment gateway provider, we already provide businesses just likes yours with reliable, trusted, secure and timely payments 24 hours a day, all year round.

To find out more, please get in touch with our dedicated team who will discuss your requirements with you and provide you with a bespoke quote.


Why accept cryptocurrency for online payments?

Why accept cryptocurrency for online payments?

Richard Raw

29 April 2021

When we buy or sell products or services, the payments are often processed by a bank, or credit card company.  Whilst this is the standard situation, there are a few issues.

Firstly, the processing agent (for example, the bank) takes a cut of the transaction as their fee.  After all, banks are ultimately businesses that also need to make money, but this can make it expensive to rely on this type of payment option.

Secondly, when you have an account with these organisations, you are reliant on them being able to handle your data securely and keep it protected from hackers.  With data breaches seemingly becoming more frequent, this can be a real cause of concern for domestic and commercial users alike.

Finally, when dealing with international payments, it can take up to three days for funds to be fully processed and cleared in to the receiving account.  When it comes to business, no one wants to have to wait for their money, especially when cash flow can be an issue.

Many businesses have already discovered a suitable alternative that provides both fantastic security for their customers, as well as internal cost-savings.  Find out why many eCommerce sites are already adopting cryptocurrencies as an additional method of payment.

What are cryptocurrencies?

The simplest way to think of cryptocurrency is digital money.  It is a type of currency associated with the internet, so it’s not tangible in the same way money in your wallet is, and uses cryptography to convert your personal information and transaction data into an almost uncrackable code.  This ensures that the information is entirely secure, and in many cases, entirely anonymous.

The original cryptocurrency was Bitcoin, which was developed in 2009, but now the market has seen new additions.  Other popular currencies include Ethereum, Ripple and Litecoin.

Benefits of accepting cryptocurrencies

Although increasing in popularity, cryptocurrency as a method of payment has not yet reached the high street and traditional retailers.  However, offering it as a method of payment can be an ideal solution for many businesses including IT support and service providers.  Some well-known brands are already embracing this payment technology including  Etsy, Microsoft and some airlines.

A bank account is not needed when setting up crypto-accounts, which means for some customers, this is a preferred payment option whilst completing digital transactions.  Equally, because all transactions are processed through decentralised technology, there is a significantly smaller risk of hacking and data breaches.

With ePay247 our customers can also accept crypto payments via their websites without having to set up a cryptocurrency wallet – we will do all the work for you, using blockchain technology which not only prevents chargebacks (payments cannot be reversed), but also fraudulent payments.  It is also worth noting that once a payment has been confirmed, you are guaranteed to receive that payment.

Finally, money is transferred directly to your account quickly, even for larger, international payments, and the associated fees are ultra-low.

How it works

When your customer is ready to complete their online transaction, they will be able to select which cryptocurrency this wish to pay with (we have a variety of options). At checkout, we will calculate the correct rate needed to be paid in the desired currency, and the customer is provided with a unique wallet address to authorise payment to.

Once the payment has been received, we will automatically exchange this into your desired receiving currency (for example, GBP, USD etc) where payment will be completed the next day.

To find out more about ecrypto or to discuss whether this is the right option for your business, please get in touch.


Is there finally, a credible alternative to online card payments?

Is there finally, a credible alternative to online card payments?

Richard Raw

29 April 2021

More now, than ever before, we are becoming an increasingly cashless society.  Whilst many will have their opinions on whether this is the right thing to do or not, the reality is that, in many cases, we are reliant on digital transactions.  The move for many retailers to take their business online, and the desire for consumers to use traditional Chip and Pin payment methods, or even contactless, have all sped the process up.  Ultimately, we all carry far less cash than we used to and visit the ATM far less frequently than in the past.

 

This is the very heart of ebanking, which merely relates to transactions that take place electronically, via the internet.  This might be paying for your utility bills, or purchasing a Birthday cake from the baker down the road.  As many retailers are forced to keep their doors closed, or have moved to a more online model, questions move more towards how to ensure ease of payment without compromising security.

Benefits of eBank2Bank

Generally speaking, many businesses offer an option for customers to pay via credit or debit card when completing transactions online.  This is a typical standard and something that many customers are used to.  However, whilst popular and part of the status quo, there are a number of issues with offering this process alone.

In some situations, it is not possible for customers to use their credit or debit cards, especially when it comes to completing transactions abroad.  In these instances, it is imperative that an alternative and safe payment option is available – and that is where eBank2Bank comes in with full UK and European coverage.

Money can be transferred directly from your customer’s bank account to your business or merchant account via account-to-account (A2A) payments.  Not only does this provide a new payment option for your customers, but it will help all types of business with their cash-flow.

Rather than waiting for payments to be processed by external third parties and handlers who can have up to three working days for processing times, money is available immediately.  This makes a huge difference for businesses who are reliant on quick turnaround of income to stay afloat or to make further investments in stock or their business.

Various payment options are also available, which makes eBank2Bank far more suitable for many businesses who can tailor the solutions to fit them and their balance sheets.  Equally, fees on credit card processing can be significant, especially when dealing with larger value transactions, which means eBank2Bank can be a far more cost-effective solution for many retailers who deal with higher ticket items.

Another significant benefit when it comes to A2A payments is the removal of chargeback fees.  As these are a charge associated with card payments, there is no risk of receiving this kind of income reduction when choosing this alternative payment option.

To find out more, visit our website or get in touch for a personalised quote.


Why take your Nutra and supplements online?

Richard Raw

Richard Raw

15 April 2021

Why should you start selling supplements online?

If Covid-19 has taught us anything it’s that businesses need to be able to adapt quickly if they wish to survive.  Over the last 12 months or so, consumers have discovered new ways to spend their money – from reducing their cash transactions in-store, to spending more money online.

Whilst concerns remain around transmission rates and the efficacy of vaccines, it’s unlikely that we’re going to see a mass return to physical footfall any time soon.  This means that eCommerce remains the best way for the vast majority of business to ensure their longevity, and perhaps even expand.

This is especially true within the nutra and health industry.  With the general public becoming more concerned with their general wellbeing, and far more knowledgeable about the supplements they should be taking to ensure their overall health, now is the time to establish your own presence within the online market.

We live in a society where information is available at our fingertips, as is the ability to instantly purchase what it is we’re seeking.  If we can buy it online and have it delivered within a couple of days, there really is very little point in going out of our way to purchase the same items in-store.  Certainly not if that in-store experience brings with it an increased risk as far as Covid might be concerned.

This is precisely why herbal and health stores should be putting all their products online.

How ePay247 can help

Setting up a website is no longer the technical minefield that it once was.  Yes, it might be easier to hire someone to produce a site for you, but it is possible to create something from the comfort of your dining table, using some pre-existing templates and a bit of creativity.

Consumers generally are not too concerned about an all-signing, all-dancing site from which to purchase – but they do want to have confidence that the product they are buying is high quality, and that their transaction is secure.

We can’t help you with the product descriptions or photography, but we can make sure that you have nothing to worry about when it comes to the financial elements of trading online.

With ePay247 we offer a variety of different services, designed to suit the needs of every business, regardless of their size or industry.

 

Our payment gateway solutions will ensure that your customers have a safe, secure and trusted method by which to make their online payments.  Information is encrypted, thus ensuring against hacks and leaks, whilst also providing them with the opportunity to make payment in the most convenient way for them.

As a merchant, you will also benefit from technical support should you require it, as well as faster processing times, which means you will be able to get your money in less time, thus helping with cash flow.

Finally, as a progressive company, we understand the benefits of new medicines, including CBD oil – which means we won’t ban such transactions under contravention of the Acceptable Use Policy, which we know has happened to many other providers.

If you want to find out more, visit our website here, or request a quote specific to your business.


The fastest way to get payments through your online fashion stores

Richard Raw

Richard Raw

15 April 2021

The Covid-19 pandemic has caused a lot of disruption in our day to day lives.  With vaccines being rolled out and discussion now turning to the future, it’s clear that many of the changes that we have experienced are likely to be here to stay, in one form or another.

For example, when it comes to supermarket shopping, many customers have now embraced the entire of online shopping, either with delivery or click and collect.  It is hard to imagine these customers returning to an instore shopping experience after 12 months of doing things differently.  Equally, cash transactions have decreased across the board, as consumers prefer not to visit ATMs, and instead pay instore with either traditional Chip and Pin methods, or using contactless options.

There is currently speculation as to whether the Chancellor will announce an increase in the maximum spend on single contactless transactions, which will no doubt see a further increase in this form of transaction.

The same is likely to be true in relation to how we shop for non-essentials.  Rather than going down to the High Street at the weekend, we are far more likely to browse for the things we want online.  This is especially true in the case of clothing brands and stores that have developed a strong internet presence.

The rise of e-fashion

With the constant rise of influencers, it’s easy to see how online fashion brands can take advantage of our inability to shop on the High Street, and will continue to encourage us to shop via links and recommendations.  However, it’s not just the bigger brands with a celebrity endorsement that seek to benefit from the current changes in our shopping habits.

Clothing outlets that can establish a following, usually via Insta stories or live videos, will do well; showcasing the latest trends, and providing advice on styling.  What can often let the smaller, independent stores down though, is their ability to process payments safely and securely.

Whilst bricks and mortar stores will already have their payment systems set up, the step to a digital online presence can feel like a daunting one.  That is why ePay247 is here to make things easy.

What do your customers want?

As well as good quality products at value for money, your customers want a seamless paying experience.  When entering their personal financial information they do not want to feel that something could go wrong, or their data is going to be used incorrectly.

This is precisely why using a reliable and trusted payment gateway is the only option for your eCommerce site.  With ePay247 you can have access to a variety of options, meaning your customers will be able to make payments in whichever way they prefer – whether that be via bank or through a variety of different debit and credit cards.Our system is there to complete all the necessary checks, and seek authorisation from the issuing bank to ensure you have less risk of fraudulent payments being made, and don’t have to wait a significant period of time to get your money.  This is a win-win for your cashflow!

To find out more, request a quote today.